- Job posted on: 7th Sep 2021
- Applications close:
Good Return's mission is to enable those living in poverty to achieve economic empowerment through responsible financial inclusion and capability development. We do this by engaging with partners across the Asia Pacific, where two-thirds of the world’s poor live. We help them deliver better financial services and economic opportunities to those living in poverty.
Our work focuses on promoting responsible inclusive finance, building financial capability & consumer empowerment, and providing access to credit through our micro lending platform and impact investment programming to support SMEs in the agricultural sector.
Good Return is the registered business name of World Education Australia, an Australian Aid accredited agency and member of the Australian Council for International Development (ACFID). We hold Australia Financial Services License granted by the Australian Securities and Investments Commission. Visit www.goodreturn.org.au for more information.
We have been working in partnership with various Financial Service Providers across the Asia Pacific Region since 2010. Our current partners are located in Cambodia, Nepal, Laos, Philippines, Myanmar, Solomon Islands, Fiji, Tonga, Nauru & Samoa.
Our partnerships are based on a shared mission to provide responsible and inclusive financial services to people living in poverty as well as build the financial capability of consumers.
Chamroeun Microfinance Plc (Chamroeun) is a leading Cambodian social microfinance institution working to achieve positive and lasting changes in the livelihoods of economically active poor families in a socially responsible manner.
Together, Chamroeun and Good Return are delivering the ‘Education & Access: Responsible Finance for People with Disabilities’ project, supported by the Australia-Cambodia Cooperation for Equitable Sustainable Services (ACCESS) Program. ACCESS is a five-year (2018-2023) initiative by the Australian Government to improve the sustainability, quality, and inclusiveness of services for persons with disabilities and for women affected by gender-based violence (GBV) in Cambodia. The ‘Education and Access’ Project contributes to ACCESS outcome IO 2.5 - ‘Ministries, Public and legal entities, including the private sector increasingly provide economic opportunities to people with disabilities’.
The project aims to increase economic opportunities for people with disabilities in five provinces, by providing financial education and access to inclusive financial services as a catalyst for their entrepreneurial activities. The project is designed to achieve three primary outcomes:
In addition, the project has a fourth target outcome to ensure sustainability of the benefits by documenting a replication model for dissemination to key stakeholders at sector level.
The key activities undertaken by Good Return and Chamroeun to deliver the primary outcomes are as follows:
Please visit our website (www.goodreturn.org.au) for further information on our partners.
The purpose of this assignment is to produce guidelines for the replication and scale-up of disability inclusive financial services in Cambodia, drawing on lessons learned from the ‘Education and Access’ project. This will be achieved through delivery of the following objectives:
1. Evaluation of the Education and Access Project:
2. Compilation of replication guidelines which can be used by financial services providers in Cambodia to plan and implement strategies for disability inclusion, identify barriers to access, and address these to make their products and services accessible to people with disabilities in the new COVID-19 context.
Under the overall authority of Good Return’s Program Director and direct supervision and guidance of the Field Support Officer (Social Impact), the consultant will deliver the assignment. The consultant may choose to deliver the assignment remotely or by working in a team with other local/international consultant(s).
The consultant will also work closely with Program Impact and Effectiveness Manager, Good Return; CAFE Program Manager and Team, Good Return; and Head of Credit Plus and Credit Plus Team, Chamroeun Microfinance Plc.
The assessment will include four stages, with an estimated total time requirement of 20 working days (indicative timings, to be agreed with consultant), as follows:
Stage 1: Desk review (5 days)
Desk review will cover the following areas:
‘Education and Access’ Project background: Good Return and Chamroeun will provide information including:
‘Education and Access’ Project Monitoring, Evaluation and Learning (MEL): Good Return and Chamroeun will provide data collected, analysis and reports produced for internal MEL purposes, including:
Banking / microfinance sector in Cambodia
Inclusive banking / financial services:
Stage 2: Key informant interviews (4 days)
The consultant will carry out key informant interviews with:
Interviews are expected to be conducted remotely online wherever possible.
Stage 3: Evaluation of the ‘Education and Access’ Project (3 days)
The consultant will analyse and synthesise the data from the preceding steps to produce a draft report covering objectives 1 a, b and c, and a final report incorporating feedback from review by Good Return, Chamroeun, and the ACCESS Program Team.
Stage 4: Production of Replication Guidelines (8 days)
The consultant will use the insights from the report to produce draft guidelines for implementation of an inclusive finance model by financial services providers in Cambodia (objective 2).
The draft will be shared with stakeholders at sector level for review, and the consultant will then incorporate stakeholder feedback to produce the final replication guidelines. Translation to Khmer will be carried out by Chamroeun and Good Return.
Applications can be submitted via Smart Recruiters which you can reach by clicking Apply Now.
Please indicate how you heard about this position.
Enquiries can be directed via the Good Return website https://goodreturn.org.au/contact/.
Applications close: Please apply as soon as possible. Applications will be reviewed continually.
Incomplete submission packages will not be considered for further assessment. Please note that only selected candidates will be contacted.
Duration of contract: September - October 2021
Expected duration of assignment: 20 days (start date and total days involvement to be finalised with the consultant)
Fees and Reimbursements: The fees for this assignment are expected to be in the range of USD 250-350 per day (incl. WHT/VAT), plus reimbursement of other expenses.
Insurance: The Contractor is responsible for effecting any insurance that they may require whilst undertaking the Services, including but not limited to: workers’ compensation insurance, public liability insurance, property insurance, professional indemnity insurance, health and life insurance.
Taxes: The Contractor is responsible for any payments of local and/or country of residence taxes.
Good Return and Chamroeun are committed to equal opportunities, and do not discriminate on the basis of gender, race, religion, ethnic origin, disability, age or other characteristics. Applications from people with lived experience of disability and local consultants are encouraged. Please inform us if you require any accommodation or adaptations to be made to the application process
The successful candidate will be required to comply with our child protection and prevention of sexual exploitation, abuse and harassment (PSEAH) policies, and may be subject to pre-hire checks.